Pakistan
Ihsan Trust Interest-Free Education Loan
Ihsan Trust
An interest-free loan (Qarz-e-Hasna) that pays the university fee now and is repaid in small instalments after graduation.
- Funding
- Tuition only
- When
- Usually opens in JanuaryStatus: Expected
- For
- Undergraduate, Master's
- Other scholarships
- Can be combined
Last verified 23 September 2026
What's missing?
What it covers
- Tuition
Tuition fee for the remaining semesters, paid directly to the university. No interest. Repayment starts about 6 months after graduation.
Who it's for
Undergraduate and Master's students at partner universities whose families cannot afford the fee, with monthly income up to about PKR 80,000.
Required documents
- CNIC or B-Form
- Income certificate
How to apply
- 1
Check that your university is an Ihsan Trust partner.
- 2
Apply online on ihsantrust.org with your fee challan.
- 3
Attach income certificate, CNIC or B-Form, and a guarantor's CNIC.
- 4
Attend the interview; the loan is paid to the university.